What is the purpose of planning ahead? Isn’t funeral preplanning primarily for the older generation? What is preplanning for my funeral like?
			What happens to my money? Can I make arrangements now and pay later? What do I have to lose by waiting? How are our funds protected? What happens if we move out of state or to another facility? Will placing funds in a prearranged funeral plan affect my SSI benefits? Are there any age or health restrictions? How does my family contact you at the time of need? Where would I have to go to take advantage of this program? What is the purpose of planning ahead? Here are three important reasons to plan your funeral now: Your wishes are recorded and fulfilled, Your family is not forced to make difficult decisions when distraught, You make decisions now, with a clear head and unclouded by emotion. [back to top ^] Isn’t funeral preplanning primarily for the older generation? Funeral preplanning or prearranging is for anyone who is interested in sharing their desires, relieving their family of difficult choices and unnecessary expenses, and making important decisions without the pressure of illness or circumstance. There may also be other financial benefits to prefunding your funeral at a younger age. [back to top ^] What is preplanning for my funeral like? Funeral preplanning or prearranging consists of meeting with a funeral preplanning professional to document the type of funeral or cremation service you desire, including the type of casket, concrete vault or cremation urn. [back to top ^] What happens to my money? The death benefit is designed to grow over time to keep pace with the rising cost of funerals. At the time of need, the death benefit is paid to the funeral home when the funeral home delivers the goods and services. If the funeral home guarantees certain costs, the death benefit will cover those costs. The remainder will cover non-guaranteed costs -- those over which the funeral home has no control. [back to top ^] Can I make arrangements now and pay later? What do I have to lose by waiting? Yes, you can make arrangements now and fund them at a later date. At the very least, we encourage you to file your arrangements with your local funeral home. Then, when you are ready to set aside funds for them, simply contact the funeral home to make sure that appropriate paperwork is filed. The risk you face in waiting to pay for your funeral is losing the cost protection and guarantees that come with planning and funding your funeral now. [back to top ^] How are our funds protected? Your funds are deposited in an irrevocable trust vehicle. This is an account that is authorized to accept funds for prearranged funerals. [back to top ^] What happens if we move out of state or to another facility? The prearranged funeral contract will follow you wherever you go. [back to top ^] Will placing funds in a prearranged funeral plan affect my SSI benefits? No, once you have placed the funds in an irrevocable trust they are not counted as an asset when determining SSI and Medicaid benefits. [back to top ^] Are there any age or health restrictions? No, The FirstChoice Prearranged Funeral program is designed to fit all age groups and levels of health. [back to top ^] How does my family contact you at the time of need? You should include your family when making your arrangements. However you will receive an Emergency Record Guide with all of the Service and personal information you have provided, along with copies of all of the agreements and trust/insurance paperwork. Keep this in a location that will be accessible to family members. You will also receive an Identification Card to be carried in your wallet. [back to top ^] Where would I have to go to take advantage of this program? Our knowledgeable representatives are available at your convenience to meet at one of our affiliate locations or your home or office. [back to top ^]
©2007 Life Celebration, Inc. All Rights Reserved.